Advantages Of Using An Attorney
(855) KAT-ZNER
(855) 528-9637
(646) 736-7539
While negotiated debt relief is put forth on various television and other advertisements as a viable remedy for those facing overwhelming financial difficulties, in the "real world" you are often better off avoiding these agencies altogether and either discuss your situation one-on-one with your credit card company or contact an attorney.
Debt Relief Agencies and Companies Advertising Debt Relief Services May Be Lying to You
When faced with overwhelming debt, as well as being forced to view countless television and other advertisements promising miracle cures for all of your financial difficulties, you may be tempted to reach out to a debt or mortgage negotiation company who promises you the world. These companies, employing individuals with little or no education or experience, are simply trying to profit on people who are desperate for a way out of overwhelming debt.
You will never hear a debt relieft agency speak to the high failure rate of negotiated debt relief (while you still pay their fees) or the frequent instances of fraud in the industry (simply do a Google search for "debt relief fraud" and you will be shocked at the sheer number of complaints against this often unregulated industry).
One is much better off hiring an experienced lawyer who is licensed and overseen by the New York State Bar Association; this is simply a safer, more secure and more ethical option. Whether you choose to contact a New York bankruptcy lawyer from Katzner Law Group, or another attorney, we cannot stress enough our advise that you engage an attorney rather than a debt relief agency to resolve your financial difficulties.
Be Prepared For Litigation
If you have more than one or two creditors — credit card companies, automobile lenders, mortgage lenders, etc. — the chances are quite high that litigation will arise. An attorney will work to help you avoid litigation through powerful representation. We will also be happy to explore with you proven alternatives to bankruptcy.
Avoid Mistakes
Ultimately, having an experienced bankruptcy and debt relief lawyer on your side from the beginning can help you avoid or minimize costly mistakes, including:
* Emptying your savings account or retirement plan to pay down credit card debt or your mortgage
* Borrowing from family members to pay down debt in the hope of avoiding personal or business bankruptcy
* Juggling debt, a practice that often ends up costing you more in the long run while delaying substantive debt relief
* Believing the false promises of debt relief and mortgage negotiation services
A New York bankruptcy lawyer from Katzner Law Group will sit down with you and explain your options. Please call our offices at (855) KAT-ZNER / (855) 528-9637 / (646) 736-7539. You may also contact us via e-mail with any questions or to request an appointment.
Copyright 2010 Katzner Law Group, P.C.: New York Bankruptcy Lawyer. All Rights Reserved.
Phone: (855) KAT-ZNER
(855) 528-9637
(646) 736-7539
Fax: (718) 701-5927
1025 Longwood Avenue
Bronx, NY 10459
and
1040 Avenue of the Americas
Suite 1101
New York, NY 10018
and
147 Prince Street
Brooklyn, NY 11201
Our Bronx office is located next to the #6 train at the Longwood Avenue station and a short walk from the #2 and #5 trains at the Prospect Avenue station.
Our Manhattan office is located in the heart of Manhattan, next to Bryant Park and within a few blocks of Times Square and Grand Central Station. We are easily accessible by subway, Metro North and the Long Island Railroad.
Our Brooklyn office is located next to the 2, 3, 4 & 5 trains at the Borough Hall station, A, C, F, N & R trains at the Jay St.-MetroTech station and the B, D & Q trains at the DeKalb Avenue station.